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Features of the Terms of the Loan Agreement and the Credit Agreement

https://doi.org/10.18384/2949-513X-2024-4-35-42

Abstract

Aim. To study the features of concluding a loan agreement, the similarities and differences between the terms of a loan agreement and a credit agreement.

Methodology. The research was carried out using methods of system and logical analysis.

Results. This present paper examines the conditions, forms and subjects, obligations of the parties to a loan and credit agreements, and identifies the main differences between these agreements. It analyzes judicial practice concerning the complexity of determining the terms of agreements.

Research implications. Both specific definition and limitation of the terms of a loan and credit agreement could help protect the rights of a parties from the terms of the counterparties’ agreement, thereby implementing and protecting the principles enshrined in the Constitution of the Russian Federation.

About the Authors

A. V. Serdyuk
Russian State University of Justice
Russian Federation

Anna V. Serdyuk – Cand . Sci . (Law), Assoc . Prof ., Department of History of Law and State

ul. Novocheremushkinskaya 69, Moscow 117418



N. Yu. Erentsenov
Russian State University of Justice
Russian Federation

Nikolay Yu. Erentsenov – Student

ul. Novocheremushkinskaya 69, Moscow 117418



References

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ISSN 2949-5091 (Print)
ISSN 2949-513X (Online)